4PETINSURANCE.COMGovernor Insurance Agency, Inc
Specializing in Pet Industry Insurance Since 1986
 

Pet Plans Coverage Overviews

  • Dog Coverage
  • Cat Coverage
  • Routine/Wellness Care

Coverage for Illness, Injuries & Accidents

Pets Best is not currently
available in AK, KY

Pets Basic

Pets First

Pets Premier

Per-Incident Deductible

Deductible may vary by state.

Optional Deductibles may be available by state.

$100
$250
$500

$100
$250
$500

$250
$500

Lifetime Limit

$42,500

$100,000

$100,000

Annual Limit

None

None

None

Per Incident Limit

$2,500

$7,000

$14,000

Basic Coverages         

Veterinarian Visits

80%

80%

80%

After-hours Emergency Visits

80%

80%

80%

Specialist Visits

80%

80%

80%

Lab and Diagnostic Tests

80%

80%

80%

Prescription Medicines

80%

80%

80%

Treatments, including injections

80%

80%

80%

Surgery

80%

80%

80%

Hospitalization

80%

80%

80%

Out-Patient Care

80%

80%

80%

Acupuncture

80%

80%

80%

Holistic Therapy

80%

80%

80%

Additional Limited Coverage – once per lifetime      

Cruciate Ligament

80%

80%

80%

 

Up to

Up to

Up to

Cruciate Ligament - 1st year

$50

$100

$200

Behavioral Conditions

$40

$100

$200

Pregnancies (See excluded breeds)

$100

$200

$300

Hereditary Conditions

$100

$200

$300

Burial or Cremation

$50

$100

$200

Disclaimer: Coverage may vary by state. Coverage displayed on this page may change as enhancements are made.

 

Pet Health Quote - Click Here or call 1.877.4PET INSURANCE

Coverage for Illness, Injuries & Accidents

Pets Best is not currently
available in AK, KY

Pets Basic

Pets First

Pets Premier

Per-Incident Deductible

Deductible may vary by state.

Optional Deductibles may be available by state.

$100
$250
$500

$100
$250
$500

$250
$500

Lifetime Limit

$42,500

$100,000

$100,000

Annual Limit

None

None

None

Per Incident Limit

$2,500

$7,000

$14,000

Basic Coverages         

Veterinarian Visits

80%

80%

80%

After-hours Emergency Visits

80%

80%

80%

Specialist Visits

80%

80%

80%

Lab and Diagnostic Tests

80%

80%

80%

Prescription Medicines

80%

80%

80%

Treatments, including injections

80%

80%

80%

Surgery

80%

80%

80%

Hospitalization

80%

80%

80%

Out-Patient Care

80%

80%

80%

Acupuncture

80%

80%

80%

Holistic Therapy

80%

80%

80%

Additional Limited Coverage – once per lifetime      

Cruciate Ligament - after 1st year

80%

80%

80%

 

Up to

Up to

Up to

Cruciate Ligament - 1st year

$50

$100

$200

Behavioral Conditions

$40

$100

$200

Pregnancies (See excluded breeds)

$100

$200

$300

Hereditary Conditions

$100

$200

$300

Burial or Cremation

$50

$100

$200

Disclaimer: Coverage may vary by state. Coverage displayed on this page may change as enhancements are made.

 

Pet Health Quote - Click Hereor call 1.877.4PET INSURANCE

 

 

BestWellness
For Dogs

BestWellness
For Cats

Monthly Rates Start At

$20.00

$20.00

Deductible

None

None

Annual Benefits

$440

$505

Pet Health Quote - Click Here

No Deductible, Pays Up To the Following Limits:

 

 

 

Pays up to:

Pays up to:

Annual Exam

$35

$35

Spay / Neuter

$100

$100

Teeth Cleaning

$100

$100

Blood Panel

$60

$60

Heart Worm Test

$25

$25

Fecal Test

$15

$15

Urinalysis Test

$25

$25

Felv Test (Leukemia)

 

$60

Vaccines / Innoculations    

Rabies

$15

$15

DHLP

$15

 

Parvo/Corona

$10

 

Bordetella

$10

 

Lyme

$15

 

Giardia

$15

 

FVRCP   $25
Leukemia   $25
FIP (Feline Infectious Peritonitis)   $20

Disclaimer: Coverage may vary by state. Coverage displayed on this page may change as enhancements are made.

  • You only plan to visit your vet one or two times a year for your pet's wellness exam, vaccinations, and routine care lab tests. With our BestWellness™ option, you can now budget for your pet's planned expenses.
  • Our supplemental wellness option cannot be purchased separately, but can be added to any of our plans. The BestWellness™ routine care option has no deductible, and offers more than $400 in benefits each year for dogs and more than $500 for cats.

 

Half of the annual BestWellness benefits may be claimed within the first six months of each policy period. After six consecutive months as a policyholder, the full 100% of the BestWellness benefit is available for use. As a reminder, BestWellness benefits are not subject to deductibles or co-payments.

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